December 27, 2017

Winding Down 2017 and Gearing Up for 2018

As we wind down an eventful and interesting 2017, I wanted to say that 2018 will be a bit more active on The Educator's Retirement site.

First, I have continued to receive emails from various educators and others over the last few years asking numerous questions. I know most of the items on the site are a bit older, but most are still very relevant - but I will be reopening the discussions and updating the information as needed.

Also, the new tax reform bill will dramatically change numerous items for most Americans, so as the law becomes more concrete, I will try to discuss it more. What I can tell you is that approximately 35-40% of Americans itemized in years past, and with the new tax reform bill, this number will drop to approximately 5-8% based on one estimate. This could dramatically change a number of items, so I will try to comment as we move forward.

Additionally, while I will try to continue to focus on educators, I have been receiving more and more emails asking about the spouses of educators and what they should be doing. I will dig into that subject because today "we" cannot just base everything on one spouse and hope it all works out. If both spouses are working, they both need to be contributing to retirement accounts/pensions to make sure that the family potentially has the best retirement possible.

Finally, many people have asked me to include a photo or two and/or chat more about my life. I will try to do that as well. I think the photo below will tell you what I have been up to for the past few years, and how busy life outside the office truly is!

Robby, Caroline (3.5), Danielle, and Reid (2)
As always, I look forward to hearing from you and trying to help guide you toward your retirement.

I wish all of you continued success and a happy and healthy 2018!


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